After much thinking I've decided on 3 possible devices for me to buy now that I can finance ONE of them: 1) Zune HD: Really a nice device - I demo'd it and the only thing stopping me from getting one is the non-existence of an apps store. 2) Ipod Touch 3g: Simply an upgrade from my ipod touch 1g... this would have been a for sure buy if it had a camera, but processor bump is a great plus still. 3) Iphone 3g(not s): I would probably buy without a contract of ebay or craigslist, has a camera and processor is still a bump from my ipod touch 1g. I may get a plan with T-Mobile later. Please submit your opinion, Apple fanboy or not. Thanks in advance.